Classic and collector
Agreed value insurance
Your carrier will not write an agreed value policy on a restored or modified car without one. This is the appraisal that decides what you are actually paid if the worst happens.
CertifiedIndependentCentral Oklahoma
Wiley Conley appraises classic cars, customs and hot rods, muscle, late model cars and trucks, and whole collections across central Oklahoma. Agreed value for insurance, diminished value and total loss claims, estates, divorce, bankruptcy and pre-purchase inspections.
Every inquiry answered within 24 hours
What he appraises for
Every one of them ends the same way. A signed document that states an opinion of value and shows exactly how that number was reached.
Classic and collector
Your carrier will not write an agreed value policy on a restored or modified car without one. This is the appraisal that decides what you are actually paid if the worst happens.
After a repair
A repaired vehicle is worth less than one that was never hit, even when the work is perfect. That gap is a real loss, and it belongs to you rather than the carrier.
When the offer is low
An independent actual cash value with the comparable sales printed behind it, prepared in the form the appraisal clause in your policy expects.
Before you buy
An honest read on condition, originality and market value before the money moves. Cheaper than the mistake it prevents.
For the estate
A defensible fair market value carrying the correct effective date, prepared so an attorney, a CPA or the IRS can rely on it.
For the court
One neutral number that both sides and the judge can work from, valued on the date counsel specifies rather than today.
For the filing
Schedule values a trustee will accept, prepared to be filed rather than argued about later.
For the lender
The documented value a bank or credit union needs on a vehicle their own book does not cover, which is most interesting cars.
Ongoing
Guidance on assembling, insuring, dividing or selling a collection, and on what a disputed claim is really worth pursuing.
The deliverable
An insurer, a trustee, a lender or a judge acts on the written appraisal, not on a figure over the phone. Each report states the vehicle, the comparable sales it relied on, the adjustments made to them, and the value those add up to.
| Average comparable vehicle price | $67,300.00 |
| Total deductions / negative adjustments | 0.00 |
| Total positive adjustments | 950.00 |
| Final appraised actual cash value (ACV) | $68,250.00 |
| Insurance company offer | $54,900.00 |
| Difference (ACV - offer) | $13,350.00 |
| # | Year / Make / Model / Trim | Miles | Price (USD) | Source |
|---|---|---|---|---|
| 1 | 1969 Chevrolet Camaro SS 396 | 42,110 | $66,400 | bringatrailer |
| 2 | 1969 Chevrolet Camaro SS | n/a | $61,500 | mecum |
| 3 | 1969 Chevrolet Camaro SS 396 | n/a | $74,000 | bringatrailer |
How it goes
Send the year, make, model and why you need the appraisal. Photos help but are not required yet. You get an answer within 24 hours.
A short conversation to scope the work, then a fixed fee in writing. The fee is never a percentage of the value, because that would compromise the appraisal.
Inspection happens where the vehicle sits, anywhere in central Oklahoma. Photographs, measurements, numbers and condition are recorded on site.
A signed appraisal on the date agreed, with everything it relies on attached. Ready to hand to a carrier, a lender, a trustee or an attorney.
What he will look at
The appraiser
The person who inspects your vehicle is the person who signs the report. No subcontractors, no desk review, no photographs sent off to a stranger in another state.
An appraisal is only worth something if the appraiser had nothing to gain from the number.
Where he works
He travels to the vehicle rather than asking you to bring it in. If your town is not on this list, ask anyway.
Get started
A few details are enough to quote the work. He replies to every inquiry within 24 hours, and he will tell you plainly if an appraisal is not what you need.